Protect what matters. Plan with confidence.
Life cover, illness and income protection, and business protection — explained clearly and arranged by advisers who put you first.
- Free initial consultation
- Plain-English advice
- Personal & business cover
Protection, made simple.
Most people know they should have protection in place, but it's hard to know where to start. We take the confusion out of it — listening first, then recommending cover that genuinely fits your life, your budget and your plans.
Personal Protection
Life cover, critical illness, income protection, accident cover and private medical insurance.
Business Protection
Relevant life, key person insurance, shareholder protection and group protection.
Cover for every chapter of life.
Whether you're buying a home, starting a family or self-employed, there's protection designed to keep you on track.
Critical Illness Cover
A lump sum if you're diagnosed with a serious illness.
Learn moreIncome Protection
A regular monthly income if you can't work.
Learn moreLife Cover
Financial security for the people you love.
Learn moreAccident Cover
Cash support after an accidental injury.
Learn morePrivate Medical Insurance
Faster access to private diagnosis and treatment.
Learn moreNot sure what you need?
Most people aren't. A short conversation is all it takes to point you in the right direction.
Protect the business you've built.
Safeguard your profits, your people and your ownership with protection designed around how your business works.
Relevant Life Cover
Tax-efficient life cover for directors and employees.
Learn moreKey Person Insurance
Protect your business against losing a key individual.
Learn moreShareholder Protection
Keep control of your business if a shareholder dies or falls ill.
Learn moreGroup Protection
Valued benefits for your whole team.
Learn moreAdvice that's built around you.
We believe great advice is clear, honest and personal. It's how we work with every client.
Plain English
No jargon and no small-print surprises. We explain your options so you can decide with confidence.
We do the legwork
We research and compare suitable policies, then recommend what fits — and tell you why.
A real team
You'll deal with people who know your name and your circumstances, not a call-centre script.
Here when it counts
From reviews to claims, we're on hand long after your cover starts.
Simple, from first call to cover.
Getting the right protection shouldn't be complicated. Here's how we help.
Talk to us
Tell us about you, your family or your business in a free, relaxed conversation — by phone, video or in person.
Get a clear recommendation
We research the options and explain what we recommend, why, and what it costs — in plain English.
Cover in place, and beyond
We handle the paperwork, keep your cover under review and are here to support you if you ever need to claim.
People first. Always.
ATZ Advice was built on a simple belief: everyone deserves straightforward, trustworthy advice about protecting the things that matter most.
Our team of six works with individuals, families and business owners, taking the time to understand what you need before recommending anything.
Your questions, answered.
What is protection insurance?
Protection insurance is a group of policies designed to support you, your family or your business financially if something unexpected happens — such as death, serious illness, injury or being unable to work.
Why use an adviser rather than buying online?
Policies that look similar can differ a lot in what they cover and how they define conditions. An adviser helps you understand those differences, matches you with suitable cover and supports you with your application — and later, if you need to claim.
How much does advice cost?
Your first consultation is free and there's no obligation. We'll always explain clearly how we're paid before you decide to go ahead.
Do you work with businesses as well as individuals?
Yes. Alongside personal protection, we help limited companies, partnerships and employers with relevant life, key person, shareholder and group protection.
Ready to protect what matters?
It starts with a free, no-obligation conversation. Tell us a little about you, and we'll take it from there.
Free initial consultation · No obligation · Friendly, plain-English advice